Journal of Banking and Financial Technology


The Journal started off as the IDRBT Journal of Banking Technology in July 2017. With the Springer publishing the Journal on behalf of the Institute from January 2019 onwards, it is renamed as the Journal of Banking and Financial Technology.

About the Journal

The Journal of Banking and Financial Technology, an official journal of Institute for Development and Research in Banking Technology (IDRBT), focuses on the technological aspects of banking and finance. The thrust of the journal is to promote new thinking, conceptual frameworks and research-oriented innovative ideas on topics of current interest and broad relevance to application of technology in Banking and Financial Services. The Journal covers all aspects of technology, which directly or indirectly contributes to the technological growth of the banking and financial sector, both from researchers’ as well as practitioners’ perspectives.

Scope of the Journal

The Journal of Banking and Financial Technology publishes original research articles on all aspects of computing and communication technologies, which are/can be used in banking and finance. It also publishes case studies, practitioners’ perspectives, experimental and survey articles. The Journal is intended for academics, practitioners, scientists and engineers who are involved in research, design and applications of banking and financial technologies.

Areas of Interest

The specific areas of interest to the IDRBT Journal of Banking Technology include (but are not limited to):

  • Cyber Security – Vulnerability Analysis, Digital (image/video/document) Forensics, Penetration Testing, Web Security, Application Security, Malware Analysis
  • Analytics – Artificial Intelligence, Machine Learning, Big Data, Social Media Analytics, Chatbots
  • Mobile Computing – Banking Apps, Security Testing
  • Authentication – Multi-factor Authentication, Single Sign-on
  • Data Centers – Green Computing, Open Source Technologies
  • Web Services – Semantics, Ontologies, Discovery and Secure Composition
  • Virtualization and Cloud Computing – Architectures, Security and Privacy
  • Program Analysis – Dataflow, Control-flow Integrity, Secure Programming Practices
  • Payment Channels and Systems – Digital Currency, Blockchain, Distributed Ledgers, Wallets, Protocols for Secure Transactions
  • Biometrics – Pattern Recognition, Image Processing
  • Data Engineering, Data Warehousing
  • Information Systems Auditing Tools
  • Emerging Technologies for Financial Inclusion


The Journal of Banking and Financial Technology is published twice a year in January and July.

Editorial Board

Reflecting the thrust of the Journal, the Editorial Board of the Journal represents a fine balance of researchers and practitioners. The Editorial Board of the Journal is as under.

Name Affiliation
Prof. D. Janakiram Director
Institute for Development and Research in Banking Technology (IDRBT)
Road No. 1, Castle Hills, Masab Tank
Hyderabad, India.
Editorial Board Members
Name Affiliation
Dr. Anoop Singhal Computer Scientist,
National Institute of Standards and Technology (NIST),
U.S. Department of Commerce,
Headquarters, 100 Bureau Drive,
Gaithersburg, Maryland, U.S., MD 20899
Prof. Ashish Ghosh Professor and Former Head, Machine Intelligence Unit
In-Charge, Center for Soft Computing Research
Indian Statistical Institute
203 B.T. Road, Kolkata 700108, India.
Dr. Biplav Srivastava Professor,
AI Institute, University of South Carolina
Prof. Chilukuri K. Mohan Professor,
Dept. of Electrical Engineering and Computer Science
Syracuse University, New York
Prof. Chin-Teng Lin University Chair Professor/Provost
Engineering and Information Technology
University of Technology, Sydney
Electrical and Computer Engineering
National Chiao-Tung University, Taiwan, China.
Prof. Constantin Zopounidis Director of the Financial Engineering Laboratory
School of Production Engineering and Management,
Technical University of Crete, Chania, Greece.
Prof. Dirk Van den Poel Professor
Data Analytics/Big Data
Faculty of Economics and Business Administration
Ghent University, Belgium.
Tweekerkenstraat 2, 9000 Gent, Belgium.
Prof. D. B. Phatak Professor
Department of Computer Science and Engineering
Indian Institute of Technology, Bombay, India.
e-mail: /
Prof. Ignacio Rojas Full Professor
Department of Computer Architecture and Computer Technology
Higher Technical School of Information Technology and Telecommunications Engineering
Director of the Information and Communications Technology Centre (CITIC-UGR)
University of Granada, Spain.
Prof. Jayanthi Ranjan Professor, IT
IMT, 35 Km Milestone, Katol Road,
Nagpur (MH) - 441502, India.
Mr. Jon Frost Senior Economist,
Monetary and Economic Department,
Bank of International Settlements (BIS),
Prof. Kalyanmoy Deb Koenig Endowed Chair Professor
Department of Electrical & Computer Engineering
Professor of Computer Science & Engineering
Professor of Mechanical Engineering
Michigan State University, USA.
Dr. Karthik Nandakumar Research Staff Member, IBM Singapore Lab
Vice President (Education), IEEE Biometrics Council
Associate Editor, IEEE Transactions on Information Forensics and Security
Prof. M. Jayadev Professor, Finance & Accounting
Chair, Centre for Capital Markets and Risk Management
Indian Institute of Management Bangalore
Prof. M. S. Sriram IIM Bangalore, India
Microfinance, Financial Inclusion, India
Mr. Massimo Cirasino Advisor and Global Lead for Payments and Market Infrastructures
Finance and Markets Global Practice
The World Bank, Washington, USA.
Prof. Mohan Kankanhalli Dean, School of Computing
Provost's Chair Professor of Computer Science
National University of Singapore, Singapore.
Prof. Murali Mantrala Professor Emeritus,
University of Missouri, USA
Visiting Professor of Marketing, Indian School of Business, Hyderabad, India
Dr. Nishanth Chandran Principal Researcher, Microsoft Research India Bangalore
India- Algorithms, Programming languages and software engineering,
Security, privacy, and cryptography
Prof. Paolo Bellavista Associate Professor,
Department of Computer Science and Engineering
Università di Bologna, Italy.
Prof. Periklis Gogas Professor
Department of Economics
Democritus University of Thrace, Komotini, Greece.
Prof. R. K. Shyamasundar JC Bose National Fellow & Distinguished Visiting Professor
Department of Computer Science and Engineering
Indian Institute of Technology, Bombay, India.
Prof. Rajendran C Professor, Department of Management Studies
RAGS Family Foundation Institute Chair,
Indian Institute of Technology Madras
Prof. Rajkumar Buyya Professor, Department of Computer Science and Software Engineering
Director, Cloud and Distributed Systems
University of Melbourne, Australia.
Prof. Ravi Kothari Ashoka University, Sonepat, India
Networks, Pattern Recognition, Machine Learning, Swarm Intelligence,
Electronic Contracts, Mobile computing
Prof. Ruppa K. Thulasiram Professor, Department of Computer Science
University of Manitoba
Winnipeg, MB R3T 2N2 CANADA
Prof. San Murugesan Adjunct Professor, Western Sydney University
Director, BRITE Professional Services
Former Editor-in-Chief, IEEE IT Professional
Sydney, Australia
Dr. Sharathchandra Pankanti Manager, Exploratory Computer Vision Group
Thomas J. Watson Research Center
Yorktown Heights, NY USA
Prof. Shubhamoy Dey, Professor, Indian Institute of Management Indore
IIM Campus, Rau-Pithampur Road
Madhya Pradesh, Indore – 453556, India
Prof. Sitalakshmi Venkatraman Senior Lecturer, Department of Information Technology
Melbourne Polytechnic
Prahran Campus, VIC 3181, Australia
Prof. Sung-Bae Cho, Professor, Department of Computer Science, Yonsei University
50 Yonsei-ro, Sinchon-dong, Seodaemun-gu, Seoul, South Korea
Prof. Sushil Jajodia University Professor
BDM International Professor of Information Technology
Director, Center for Secure Information Systems
Volgenau School of Engineering,
George Mason University, Fairfax, Virginia, USA.
Mr. Thomas Lammer Senior Market Infrastructure Expert
European Central Bank
Frankfurt, Germany
Prof. Ugo Fiore Department of Management and Quantitative Studies
Parthenope University of Naples
Napoli, Italy
Prof. Venu Govindaraju SUNY Distinguished Professor
Department of Computer Science & Engineering
Director, Center for Unified Biometrics and Sensors.
University at Buffalo, State University of New York, USA.
Prof. Dr. Wolfgang Breymann ZHAW School of Engineering
Forschungsschwerpunkt Finance, Risk Management and Econometrics
Technikumstrasse 9
8400 Winterthur, Switzerland
Managing Editors
Name Affiliation
Dr. Rajarshi Pal Assistant Professor
Institute for Development and Research in Banking Technology (IDRBT)
Hyderabad, India
Dr. Susmita Mandal Assistant Professor
Institute for Development and Research in Banking Technology (IDRBT)
Hyderabad, India

Preparation and Submission of Manuscripts

Please click on the following Springer link for: Manuscript Submissions.

Publisher Contact

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Telephone: +91 (40) 2329 4163