IDRBT Journal of Banking Technology

About the Journal

IDRBT Journal of Banking Technology focuses on the technological aspects of banking and finance. The thrust of the journal is to promote new thinking, conceptual frameworks and research-oriented innovative ideas on topics of current interest and broad relevance to application of technology in Banking and Financial Services. The journal covers all aspects of technology, which directly or indirectly contributes to the technological growth of the banking and financial sector, both from researchers’ as well as practitioners’ perspectives.

Scope of the Journal

IDRBT Journal of Banking Technology publishes original research articles on all aspects of computing and communication technologies, which are/can be used in banking and finance. It also publishes case studies, practitioners’ perspectives, experimental and survey articles. The Journal is intended for academics, practitioners, scientists and engineers who are involved in research, design and applications of banking and financial technologies.

Areas of Interest

The specific areas of interest to the IDRBT Journal of Banking Technology include (but are not limited to):

  • Cyber Security – Vulnerability Analysis, Digital (image/video/document) Forensics, Penetration Testing, Web Security, Application Security, Malware Analysis
  • Analytics – Artificial Intelligence, Machine Learning, Big Data, Social Media Analytics, Chatbots
  • Mobile Computing – Banking Apps, Security Testing
  • Authentication – Multi-factor Authentication, Single Sign-on
  • Data Centers – Green Computing, Open Source Technologies
  • Web Services – Semantics, Ontologies, Discovery and Secure Composition
  • Virtualization and Cloud Computing – Architectures, Security and Privacy
  • Program Analysis – Dataflow, Control-flow Integrity, Secure Programming Practices
  • Payment Channels and Systems – Digital Currency, Blockchain, Distributed Ledgers, Wallets, Protocols for Secure Transactions
  • Biometrics – Pattern Recognition, Image Processing
  • Data Engineering, Data Warehousing
  • Information Systems Auditing Tools
  • Emerging Technologies for Financial Inclusion


The IDRBT Journal of Banking Technology is published twice a year in January and July. The inaugural issue of IJBT for the period July-December 2017 was launched by Shri Sudarshan Sen, Executive Director, Reserve Bank of India on the occasion of 13th IDRBT Banking Technology Excellence Awards 2016-17 held on September 01, 2017.

Editorial Board

Reflecting the thrust of the Journal, the Editorial Board of the Journal represents a fine balance of researchers and practitioners. The Editorial Board of the Journal is as under.

Name Affiliation
Dr. A. S. Ramasastri Director
Institute for Development and Research in Banking Technology (IDRBT)
Road No. 1, Castle Hills, Masab Tank
Hyderabad, India.
Editorial Board Members
Name Affiliation
Prof. Chin-Teng Lin University Chair Professor/Provost
Engineering and Information Technology
University of Technology, Sydney
Electrical and Computer Engineering
National Chiao-Tung University, Taiwan, China.
Prof. Constantin Zopounidis Director of the Financial Engineering Laboratory
School of Production Engineering and Management,
Technical University of Crete, Chania, Greece.
Prof. Dirk Van den Poel Professor
Data Analytics/Big Data
Faculty of Economics and Business Administration
Ghent University, Belgium.
Tweekerkenstraat 2, 9000 Gent, Belgium.
Prof. D. B. Phatak Professor
Department of Computer Science and Engineering
Indian Institute of Technology, Bombay, India.
e-mail: /
Prof. Kalyanmoy Deb Koenig Endowed Chair Professor
Department of Electrical & Computer Engineering
Professor of Computer Science & Engineering
Professor of Mechanical Engineering
Michigan State University, USA.
e-mail: kdeb @
Mr. Marc Hollanders Special Adviser on Financial Infrastructure
Monetary and Economic Department
Bank for International Settlements, Switzerland
Mr. Massimo Cirasino Advisor and Global Lead for Payments and Market Infrastructures
Finance and Markets Global Practice
The World Bank, Washington, USA.
Prof. Paolo Bellavista Associate Professor,
Department of Computer Science and Engineering
Università di Bologna, Italy.
Prof. Rajkumar Buyya Professor, Department of Computer Science and Software Engineering
Director, Cloud and Distributed Systems
University of Melbourne, Australia.
Prof. R. K. Shyamasundar JC Bose National Fellow & Distinguished Visiting Professor
Department of Computer Science and Engineering
Indian Institute of Technology, Bombay, India.
Prof. Sushil Jajodia University Professor
BDM International Professor of Information Technology
Director, Center for Secure Information Systems
Volgenau School of Engineering,
George Mason University, Fairfax, Virginia, USA.
Mr. Thomas Lammer Senior Market Infrastructure Expert
European Central Bank
Frankfurt, Germany
Prof. Venu Govindaraju SUNY Distinguished Professor
Department of Computer Science & Engineering
Director, Center for Unified Biometrics and Sensors.
University at Buffalo, State University of New York, USA.

Information for Authors

Preparation and Submission of Manuscripts

The authors are required to prepare the manuscript according to the following guidelines:

  • Abstract: Please provide an abstract of 150 to 250 words. The abstract should not contain any undefined abbreviations or unspecified references.
  • Keywords: Please provide 4 to 6 keywords.
  • Text Formatting: Manuscripts are encouraged to be submitted in LaTeX. Template can be downloaded from here.
    Manuscripts can also be submitted in Word. Following guidelines should be maintained while preparing it in Word. A Sample Template can be downloaded from here.
    • Use a normal, plain font (e.g., 10-point Times Roman) for text.
    • Use italics for emphasis.
    • Use the automatic page numbering function to number the pages.
    • Do not use field functions.
    • Use tab stops or other commands for indents, not the space bar.
    • Use the table function, not spreadsheets, to make tables.
    • Use the equation editor or MathType for equations.
    • Save your file in docx format (Word 2007 or higher) or doc format (older Word versions).
  • Headings: Please use no more than three levels of displayed headings.
  • Abbreviations: Abbreviations should be defined at first mention and used consistently thereafter.
  • Footnotes: Footnotes can be used to give additional information, which may include the citation of a reference included in the reference list. They should not consist solely of a reference citation, and they should never include the bibliographic details of a reference. They should also not contain any figures or tables.
  • Acknowledgments: Acknowledgments of people, grants, funds, etc. should be placed in a separate section on the title page. The names of funding organizations should be written in full.
  • Scientific Style: Please use the standard mathematical notation for formulae, symbols etc.:
    • Italic for single letters that denote mathematical constants, variables, and unknown quantities
    • Roman/upright for numerals, operators, and punctuation, and commonly defined functions or abbreviations, e.g., cos, det, e or exp, lim, log, max, min, sin, tan, d (for derivative)
    • Bold for vectors, tensors, and matrices.
  • Reference list: The entries in the list should be numbered consecutively.
  • Tables
    • All tables are to be numbered using Arabic numerals.
    • Tables should always be cited in text in consecutive numerical order.
    • For each table, please supply a table caption (title) explaining the components of the table.
    • Identify any previously published material by giving the original source in the form of a reference at the end of the table caption.
    • Footnotes to tables should be indicated by superscript lower-case letters (or asterisks for significance values and other statistical data) and included beneath the table body.
  • Artwork and Illustrations Guidelines: Figures must be of sufficiently high quality (resolution of at least 600 dpi) and be clearly legible in gray scale. Colour images in the accepted manuscript will appear as it is in the online version, but the printed version will be in gray scale.
  • Figure Numbering
    • All figures are to be numbered using Arabic numerals.
    • Figures should always be cited in text in consecutive numerical order.
    • Figure parts should be denoted by lowercase letters (a, b, c, etc.).
    • If an appendix appears in your article and it contains one or more figures, continue the consecutive numbering of the main text. Do not number the appendix figures, “A1, A2, A3, etc.”
  • Figure Captions
    • Each figure should have a concise caption describing accurately what the figure depicts. Include the captions in the text file of the manuscript, not in the figure file.
    • Figure captions begin with the term Fig. in bold type, followed by the figure number, also in bold type.
    • No punctuation is to be included after the number, nor is any punctuation to be placed at the end of the caption.
    • Identify all elements found in the figure in the figure caption; and use boxes, circles, etc., as coordinate points in graphs.
    • Identify previously published material by giving the original source in the form of a reference citation at the end of the figure caption.

Submission Procedure

Authors are requested to submit the initial version of the manuscript as a PDF file by email to:, together with a scanned copy (JPG/PDF) of the filled-in and signed “Submission Declaration”.

Upon final acceptance of the manuscript, authors are required to submit the complete source files including figures in a zipped file by email to:, together with a scanned copy (JPG/PDF) of the filled-in and signed “Publishing License Agreement”.

Authors’ Rights

Authors retain copyright of their work and sign an exclusive licensing agreement, which grants IDRBT the right but not the obligation to defend the work against improper use by third parties.

Authors can post the accepted, peer-reviewed version – known as the “pre-print” – to the following sites, with a Link to the Definitive Version of Record on the Journal Website.

  • On Author’s own Home Page and
  • On Author’s Institutional Repository and
  • In any repository legally mandated by the agency funding the research on which the work is based.

Authors can reuse any portion of their own work in a new work of their own as long as a citation and link to the Version of Record on the Journal Website are included.

Authors can include partial or complete papers of their own in a dissertation as long as citations and link to the Versions of Record in the journal website are included. Authors can use any portion of their own work in presentations and in the classroom.

Ethics in Publishing

The Journal will adhere to the standards of COPE (Committee on Publication Ethics).

Information and Guidelines for Reviewers

The review process begins with an invitation from the requesting Associate Editor who will provide referees access to the manuscript after an agreement has been made to review. Referee names for each submission are kept confidential, and authors will have access to read only the reviews. Please note that reviews for all manuscripts are to be submitted electronically through email within 45 days of accepting the review request.

Subscription Details

Publisher Contact

Queries, if any, may be sent to

S. Rashmi Dev

Assistant General Manager - Publications
Institute for Development and Research in Banking Technology (IDRBT)
Castle Hills, Road No.1, Masab Tank, Hyderabad - 500 057.
Telephone: +91 (40) 2329 4163
Fax: +91 (40) 2353 5157