The Research and Development activities of the Institute are aimed at improving Banking Technology in the country. While addressing the immediate concerns of the Banking Sector, the Research at the Institute is focused towards anticipating the future needs and requirements of the sector and developing technologies to address them. The Focal Areas of Research in the Institute, currently, are:

• Financial Networks and Applications
• Electronic Payments and Settlement Systems
• Security Technologies for the Financial Sector
• Financial Information Systems and Business Intelligence